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Priority: Reinsurance

Individual Market Stabilization (Reinsurance Analysis)

This report looks at how creating a state claims-based reinsurance program could save Montanans 10%-20% percent on individual health insurance premiums. State-based reinsurance programs, created by waivers under section 1332 of the Affordable Care Act, are designed to stabilize the individual market and control insurance premiums. This report examines how a potential reinsurance program would … Continued

1332 State Innovation Waivers

This report examines 1332 State Innovation Waivers as a solution to stabilize Montana’s individual health insurance market. The State Innovation Waiver, also known as the 1332 Waiver, was created as part of the Affordable Care Act and became an option for states to consider in 2017. States that want to use this option to explore … Continued