This report finds that Montana’s Medicaid expansion had a significant impact on the insurance market, resulting in an estimated 10,000 to 15,000 people shifting from the individual market to the Medicaid program, and likely resulting in lower premiums on the individual market. According to the report, ending Medicaid expansion could result in 2020 premium increases … Continued
This report looks at how creating a state claims-based reinsurance program could save Montanans 10%-20% percent on individual health insurance premiums. State-based reinsurance programs, created by waivers under section 1332 of the Affordable Care Act, are designed to stabilize the individual market and control insurance premiums. This report examines how a potential reinsurance program would … Continued
This report examines 1332 State Innovation Waivers as a solution to stabilize Montana’s individual health insurance market. The State Innovation Waiver, also known as the 1332 Waiver, was created as part of the Affordable Care Act and became an option for states to consider in 2017. States that want to use this option to explore … Continued