Individual Market Stabilization (Reinsurance Analysis)
This report looks at how creating a state claims-based reinsurance program could save Montanans 10%-20% percent on individual health insurance premiums. State-based reinsurance programs, created by waivers under section 1332 of the Affordable Care Act, are designed to stabilize the individual market and control insurance premiums. This report examines how a potential reinsurance program would … Continued