This report looks at how creating a state claims-based reinsurance program could save Montanans 10%-20% percent on individual health insurance premiums. State-based reinsurance programs, created by waivers under section 1332 of the Affordable Care Act, are designed to stabilize the individual market and control insurance premiums. This report examines how a potential reinsurance program would impact premiums in 2020, what the potential pass-through might be if the state pursues a reinsurance-based 1332 waiver and potential reinsurance payment parameters for select funding scenarios. The analysis was commissioned by MHCF, conducted by Wakely Consulting Group, LLC., and released in Sep 2018.
DownloadIndividual Market Stabilization (Reinsurance Analysis)
