For low and middle-income Montanans that do not receive employer coverage and do not qualify for Medicaid, the individual market is a critical resource for health insurance coverage. Premiums on the individual market have increased significantly over the past three years, and as a result, more Montanans are struggling to pay. Based on a recent MHCF report, in April of 2016, roughly 80,000 Montanans were receiving coverage in the individual market, including 52,000 in the exchange and 28,000 outside the exchange. As of January 2018, this number had dropped to 62,452 people in total, with roughly 49,000 inside the exchange and 13,000 outside the exchange. This independent report found that Montana’s 2015 bipartisan Medicaid legislation has saved more than $36 million in the state’s budget and helped more than 65,000 adults access preventive health care services.
The Montana Healthcare Foundation makes strategic investments to improve the health and well-being of all Montanans. MHCF contributes to a measurably healthier state by supporting access to quality and affordable health services, conducting evidence-driven research and analysis, and addressing the upstream influences on health and illness.